Mortgages
We're in your corner. With relationships across all major NZ lenders, we find the home loan solution that's right for you.
Home loan expertise for every stage
It's not just about the lowest interest rate — we'll help you structure your loan to save money in the long term.
First Home Buyers
Expert mortgage advice for first home buyers across Wellington and the Kapiti Coast.
Investment Property
Tailored lending solutions for property investors at every stage.
Refinancing
Review your mortgage and potentially save with a better rate or structure.
Construction & New Build Loans
Specialist finance for new builds and construction projects.
Indicative only
What could I afford?
A starting range from household income, deposit, and other debts. Not a quote, not advice — your adviser will run the real numbers with lenders.
Estimated borrowing
$500,912–$584,397
Homes around
$580,912 – $664,397
Weekly repayments on the midpoint, at an illustrative 5.99% p.a. over 30 years
$750 / week
Uses a conservative-to-stretch servicing band, a 5–6× income cap, and typical LVR (5–10% deposit for first home buyers, 20% otherwise). Lenders apply their own tests.
Lenders we compare
Major banks and specialist funders — so the file goes to the one that will actually say yes.
Names indicate lenders we can access, not endorsement by those institutions.
Get started today
Free consultation — no obligation. Book a time below or send a message.
Book a mortgage chat
In-home across Greater Wellington, or online from anywhere in New Zealand. Free, no obligation.
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Frequently Asked Questions
- How much does mortgage advice cost?
- Our mortgage advice is free to you. Orange Network is paid a commission by the lender when your loan settles.
- Which lenders do you work with?
- We work with 16+ lenders including ANZ, BNZ, Westpac, ASB, Kiwibank, Heartland, Pepper Money, and more.
- Can you help if I'm self-employed?
- Yes. We specialise in presenting self-employed applications in the best light and work with lenders who understand non-standard income.
Ready to get started?
Our advisers can travel to you for an in-home meeting or arrange a virtual catch up. We're happy to work around your schedule.